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Review each plan’s limits, coverages, and benefits, then select the best plan for you.
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Basic Plan
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Basic Plan
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Deluxe Plan
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Deluxe Plan
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Deluxe+ Plan
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Deluxe+ Plan
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| Please Note: Plan benefits, limits, and provisions may vary by state or jurisdiction. All travelers on a plan must reside in the same state. | ||||||
| Coverage For Your Arrangements - Maximum Benefit Amounts | ||||||
| Plan | Basic Plan | Basic Plan | Deluxe Plan | Deluxe Plan | Deluxe+ Plan | Deluxe+ Plan |
| Trip Cancellation | Trip Cost | Trip Cost | Trip Cost | Trip Cost | ||
| Trip Interruption | 150% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost | ||
| Missed Connection | $750 | $750 | $1500 | $1500 | ||
| Travel Delay | $1,000 | $1,000 | $4,200 | $4,200 | ||
| Per Day Maximum Limit | $200 | $200 | $300 | $300 | ||
| Required minimum delay time | 12 Hours | 12 Hours | 12 Hours | 12 Hours | ||
| Cancel For Any Reason | Not Included | Not Included | Not Included |
75% of Non-Refundable Trip Cost (Time sensitive provision applies) |
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| Coverage For You - Maximum Benefit Amounts | ||||||
| Plan | Basic Plan | Basic Plan | Deluxe Plan | Deluxe Plan | Deluxe+ Plan | Deluxe+ Plan |
| Medical Expense / Emergency Evacuation | ||||||
| Accident & Sickness Medical Expense | $50,000 | $50,000 | $50,000 | |||
| Emergency Dental Expense | $750 | $750 | $750 | |||
| Emergency Medical Evacuation, Medical Repatriation and Return of Remains | $500,000 | $500,000 | $500,000 | |||
| 24 Hour Travel Assistance Services (Non-Insurance Service) | ||||||
| Accidental Death & Dismemberment | ||||||
| 24 Hour Coverage during Trip | $25,000 | $25,000 | $25,000 | |||
| Coverage For Your Belongings - Maximum Benefit Amounts | ||||||
| Plan | Basic Plan | Basic Plan | Deluxe Plan | Deluxe Plan | Deluxe+ Plan | Deluxe+ Plan |
| Baggage & Personal Effects | $1,000 | $1,500 | $1,500 | |||
| Baggage Delay | $500 | $750 | $750 | |||
| Per Day Maximum Limit | $250 | $250 | $250 | |||
| Required minimum delay time | 24 Hours | 24 Hours | 24 Hours | |||
| Coverage For Your Travel Arrangements – Benefit Provisions | ||||||
| Plan | Basic Plan | Basic Plan | Deluxe Plan | Deluxe Plan | Deluxe+ Plan | Deluxe+ Plan |
| Trip Cancellation or Trip Interruption Due to: | ||||||
| Sickness, Injury or Death | ||||||
| A Pre-Existing Medical Condition | ||||||
| Time sensitive provision to purchase plan |
Within 21 days of the date your initial trip deposit is received |
Within 21 days of the date your initial trip deposit is received |
Within 21 days of the date your initial trip deposit is received |
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| Common Carrier Cessation of Services | ||||||
| Unannounced strike | ||||||
| Mechanical breakdown | ||||||
| Inclement weather | ||||||
| Residence or destination made uninhabitable by fire, flood, or natural disaster | ||||||
| Workplace rendered unsuitable for business due to fire, flood, or natural disaster | ||||||
| Involuntary termination of employment |
1 year continuous employment |
1 year continuous employment |
1 year continuous employment |
1 year continuous employment |
1 year continuous employment |
1 year continuous employment |
| Permanent transfer of employment | ||||||
| Being hijacked, quarantined or jury duty | ||||||
| Traffic accident while en route to departure | ||||||
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Bankruptcy or default of a travel provider (other than the Travel Supplier from whom You purchased Your Travel Arrangements) |
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| Time sensitive provision to purchase plan |
Within 21 days of the date your initial trip deposit is received |
Within 21 days of the date your initial trip deposit is received |
Within 21 days of the date your initial trip deposit is received |
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| A Terrorist Incident | ||||||
| Documented theft of passports or visas | ||||||
| Military personnel called to emergency duty for a national disaster |
(due to war) |
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| Revocation of previously granted military leave |
(due to war) |
(due to war) |
(due to war) |
(due to war) |
(due to war) |
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| Your normal pregnancy as long as the pregnancy occurs after Your plan effective date | ||||||
| Attending a Family Member's childbirth as long as the pregnancy occurs after Your plan effective date | ||||||
| Trip Cancellation reimburses: | ||||||
| Prepaid, forfeited, non-refundable trip payments or deposits for Travel Arrangements | ||||||
| Charges incurred due to changes in the per person occupancy rate when a Traveling Companion or Family Member cancels due to a covered reason | ||||||
| Trip Interruption reimburses: | ||||||
| Prepaid, unused non-refundable land or water Travel Arrangements | ||||||
| Additional transportation costs to join/rejoin the trip or transport You to Your originally scheduled return destination | ||||||
| Charges incurred due to changes in the per person occupancy rate when a Traveling Companion or Family Member interrupts due to a covered reason | ||||||
| Missed Connection Due to: | ||||||
| Any Common Carrier Delay | ||||||
| A documented weather condition preventing you from getting to your point of departure | ||||||
| Quarantine, hijacking, strike, natural disaster, terrorism or riot | ||||||
| Missed Connection reimburses: | ||||||
| Prepaid expenses for unused land or water Travel Arrangements | ||||||
| Additional transportation cost to join the trip | ||||||
| Travel Delay Due to: | ||||||
| Common Carrier Delay | ||||||
| Lost/stolen passports, travel documents or money | ||||||
| Quarantine, hijacking, strike, natural disaster, terrorism or riot | ||||||
| Travel Delay reimburses: | ||||||
| Additional meal and accommodation expenses | ||||||
| Local transportation expenses | ||||||
| Coverage For You – Benefit Provisions | ||||||
| Plan | Basic Plan | Basic Plan | Deluxe Plan | Deluxe Plan | Deluxe+ Plan | Deluxe+ Plan |
| Accident & Sickness Medical Expense due to: | ||||||
| Injury or Sickness occurring during the trip | ||||||
| Pre-Existing Medical Conditions | ||||||
| Time sensitive provision to purchase plan |
Within 21 days of the date your initial trip deposit is received |
Within 21 days of the date your initial trip deposit is received |
Within 21 days of the date your initial trip deposit is received |
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| Accident & Sickness Medical Expense reimburses: | ||||||
| On a Primary or Excess Basis | Excess |
Excess (On trip expenses) |
Excess |
Primary (On trip expenses) |
Primary |
Primary (On trip expenses) |
| Services of a physician, prescription drugs, therapeutic services | ||||||
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Emergency dental expenses (subject to a lower limit) |
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| Hospital services | ||||||
| Ambulance transportation to and/or from a hospital | ||||||
| Medical Evacuation due to: | ||||||
| Acute or life threatening sickness or injury when appropriate care is not available in the immediate area | ||||||
| Medical Evacuation reimburses: | ||||||
| Transportation expenses to return an unattended dependent home due to your hospitalization (under 18) |
(More than 7 days) |
(More than 7 days) |
(More than 7 days) |
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| Transportation expenses for a bedside visit when traveling alone and hospitalized |
(More than 7 days) |
(More than 7 days) |
(More than 7 days) |
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| Medically required transportation expenses to a Hospital for care and treatment or home | ||||||
| Return of Remains due to: | ||||||
| Death occurring during a trip | ||||||
| Transportation and preparation expenses for return of remains home | ||||||
| Coverage For Your Belongings – Benefit Provisions | ||||||
| Plan | Basic Plan | Basic Plan | Deluxe Plan | Deluxe Plan | Deluxe+ Plan | Deluxe+ Plan |
| Baggage and Personal Effects due to: | ||||||
| Loss, theft or damage | ||||||
| Baggage & Personal Effects reimburses: | ||||||
| Cost to replace clothing and other personal articles | ||||||
| Cost to replace lost/stolen passports or visas |
($100 Max) |
($100 Max) |
($100 Max) |
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| Combined maximum for loss to jewelry, furs, cameras & their accessories, etc. | $600 | $600 | $600 | |||
| Per Article Maximum Limit | $300 | $300 | $300 | $300 | $300 | $300 |
| Baggage Delay | ||||||
| Baggage Delay reimburses: | ||||||
| The cost of reasonable additional clothing and personal articles purchased during the delay | ||||||
| Non Insurance Services Disclaimer | ||||||
| Plan | Basic Plan | Basic Plan | Deluxe Plan | Deluxe Plan | Deluxe+ Plan | Deluxe+ Plan |
| Non-insurance service fees included in total cost |
See Consumer Disclosures. https://www.tripmate.com/doc/menu/Consumer.pdf |
See Consumer Disclosures. https://www.tripmate.com/doc/menu/Consumer.pdf |
See Consumer Disclosures. https://www.tripmate.com/doc/menu/Consumer.pdf |
See Consumer Disclosures. https://www.tripmate.com/doc/menu/Consumer.pdf |
See Consumer Disclosures. https://www.tripmate.com/doc/menu/Consumer.pdf |
See Consumer Disclosures. https://www.tripmate.com/doc/menu/Consumer.pdf |
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Basic Plan
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Basic Plan
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Deluxe Plan
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Deluxe Plan
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Deluxe+ Plan
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Deluxe+ Plan
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