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Review each plan’s limits, coverages, and benefits, then select the best plan for you.

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Basic Plan
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Deluxe Plan
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Deluxe+ Plan
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Please Note: Plan benefits, limits, and provisions may vary by state or jurisdiction. All travelers on a plan must reside in the same state.
Coverage For Your Arrangements – Benefit Limits
Plan Basic Plan Deluxe Plan Deluxe+ Plan
Trip Cancellation Trip Cost Trip Cost Trip Cost
Trip Interruption 150% of Trip Cost 150% of Trip Cost 150% of Trip Cost
Missed Connection $750 $1500 $1,500
Travel Delay $1,000
Travel Delay $200 $4,200 $4,200
Per Day Maximum Limit 12 Hours $300 $300
Cancel For Any Reason Not Included Not Included 75% of Non-Refundable Trip Cost
Coverage For Your Arrangements - Maximum Benefit Amounts
Plan Basic Plan Deluxe Plan Deluxe+ Plan
Trip Cancellation Trip Cost
Trip Interruption 150% of Trip Cost
Missed Connection $750
Travel Delay $1,000
Per Day Maximum Limit $200
Required minimum delay time 12 Hours
Cancel For Any Reason Not Included
Coverage For You – Benefit Limits
Plan Basic Plan Deluxe Plan Deluxe+ Plan
Medical Expense / Emergency Evacuation      
Accident & Sickness Medical Expense $50,000 $50,000 $50,000
Emergency Dental Expense $750 $750 $750
Emergency Medical Evacuation, Medical Repatriation and Return of Remains $500,000 $500,000 $500,000
24 Hour Travel Assistance Services
(Non-Insurance Service)
Accidental Death & Dismemberment      
24 Hour Coverage during Trip $25,000 $25,000 $25,000
Coverage For Your Travel Arrangements – Benefit Provisions
Plan Basic Plan Deluxe Plan Deluxe+ Plan
Program Cancellation or Interruption Due to:      
Sickness, Injury or Death
A Pre-Existing Medical Condition
Common Carrier Delay:      
Unannounced strike
Mechanical breakdown
Bad weather
Residence or destination made uninhabitable by fire, flood, or natural disaster      
Workplace rendered unsuitable for business
Involuntary termination of employment
1 year continuous employment
1 year continuous employment
1 year continuous employment
Permanent transfer of employment
Being hijacked, quarantined or jury duty
Traffic accident while en route to departure
Bankruptcy or default of a travel provider
Required time period for purchase Within 21 days of
initial trip deposit
Required time period for bankruptcy/default Within 21 days of
initial trip deposit 		Within 21 days of
initial trip deposit
A Terrorist Incident
Prepaid expenses for unused land or water Travel Arrangements
Military personnel called to emergency duty for a national disaster
(due to war)
Your normal pregnancy as long as the pregnancy occurs after Your effective date
Attending a Family Member’s childbirth if pregnancy occurs after your effective date
Program Cancellation reimburses:      
Prepaid, forfeited, non-refundable trip payments or deposits
Trip Interruption reimburses:      
Prepaid, unused non-refundable program arrangements
Additional airfare expense to return home, or to join/rejoin the trip
Single Occupancy Upgrade charges incurred due to a covered reason
Missed Connection Due to:      
Any Common Carrier Delay
Missed Connection reimburses:      
Additional transportation cost to join the trip
Unused portion of the prepaid expenses for covered land or water program arrangements
Travel Delay Due to:      
Common Carrier Delay
Lost/stolen passports, travel documents or money
Quarantine, hijacking, strike, natural disaster, terrorism or riot
Additional meal and accommodation expenses
Local transportation expenses
Coverage For You – Benefit Provisions
Plan Basic Plan Deluxe Plan Deluxe+ Plan
Accident & Sickness Medical Expense due to:      
Injury or Sickness occurring during the trip
Pre-Existing Medical Conditions
Required time period for purchase Within 21 days of
initial Trip Deposit 		Within 21 days of
initial Trip Deposit 		Within 21 days of
initial Trip Deposit
Accident & Sickness Medical Expense reimburses:      
On a Primary or Excess Basis Excess
(On trip expenses) 		Primary
(On trip expenses) 		Primary
(On trip expenses)
Services of a physician, prescription drugs, therapeutic services
Emergency dental expenses
(subject to a lower limit)
Hospital services
Ambulance transportation to and/or from a hospital
Medical Evacuation due to:      
Acute or life threatening sickness or injury when appropriate care is not available in the immediate area
Medical Evacuation reimburses:      
Medically required transportation expenses to a Hospital for care and treatment or home
Transportation expenses to return an unattended dependent home due to a hospitalization
(More than 7 days)
(More than 7 days)
(More than 7 days)
Transportation expenses for a bedside visit when hospitalized
(More than 7 days)
(More than 7 days)
(More than 7 days)
Return of Remains due to:      
Death occurring during a trip
Transportation and preparation expenses for return of remains home
Coverage For Your Belongings – Benefit Provisions
Plan Basic Plan Deluxe Plan Deluxe+ Plan
Baggage and Personal Effects due to:      
Loss, theft or damage
Baggage & Personal Effects reimburses:      
Cost to replace clothing and other personal articles
Cost to replace lost/stolen passports or visas
Combined maximum for loss to jewelry, furs, cameras & accessories, etc. $600 $600 $600
Per Article Maximum Limit $300 $300 $300
Baggage Delay due to:      
Misdirection by a Common Carrier
Baggage Delay reimburses:      
The cost of reasonable additional clothing and personal articles purchased during the delay
Non Insurance Services Disclaimer
Plan Basic Plan Deluxe Plan Deluxe+ Plan
Non-insurance service fees included in total cost See Consumer Disclosures.
https://www.tripmate.com/doc/menu/Consumer.pdf 		See Consumer Disclosures.
https://www.tripmate.com/doc/menu/Consumer.pdf 		See Consumer Disclosures.
https://www.tripmate.com/doc/menu/Consumer.pdf
Basic Plan
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Deluxe Plan
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Deluxe+ Plan
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